The National Academies Transportation Research Board held its annual meeting in Washington DC recently.  Of note to motorcyclists were several sessions aimed at specific areas of motorcycle safety and research.  A sampling of what this group talks about is a “human factor” workshop aimed at generating research ideas to the scientific and university community. Some topics mentioned were the aging community and motorcycling, eye tracking research, conspicuity, anti-lock brakes and exposure.

The Motorcycle Industry Council gave a glimpse into the owner survey they conduct every five years and some interesting insights were shared:

• the median age of a motorcycle owner has risen from 32 in 1990 to 42 in 2008
• the average income of motorcycle owners continues to be above the national average
• there are 29% more woman owners than in 2003
• that women purchased 39% of all new units in 2008

The Insurance Institute for Highway Safety gave a brief, but predictable report on their studies that explore ABS systems (they work!) and one that explores the “damageability” of specific motorcycles. Clearly tired of paying expensive repairs for damage that is the same no matter if involved in a high speed motorcycle crash or just tipping while parked. This study will undoubtedly rate motorcycles on their sturdiness so expect to pay more for your insurance depending where your bike rates on this forth-coming list.

For all of the foregoing reasons the insurance industry will probably be charging you more for the insurance you buy.   I do have some suggestions on how you can lower your motorcycle insurance costs without sacrificing coverage.

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